Mexican Layer Dip

1 (15oz) can refried beans
1 (12oz) container sour cream
1 package dry taco seasoning
1 carton guacamole dip
1 (3oz) can chopped black olives
4 chopped green olives
½ can chopped green chilies
Tomatoes, chopped
Cheddar Cheese, shredded

Place refried beans in bottom of bowl. Mix sour cream and taco seasoning and top beans. Add guacamole dip for third layer. Sprinkle with black olives, green onions, green chilies, tomatoes and cheese. Serve with chips.